New American Funding is an award-winning national lender known for rapid pre-approvals, personalized service, competitive rates & fees, smooth loan process, and fast closings.

Every homebuyer’s journey is unique. This is why we offer a wide range of mortgage products including FHA, VA, and USDA, conventional, Non-QM, Jumbo, construction, buydowns, FHA 203(k), renovation loans, bank statement, self-employed, DSCR, refinance, HELOC, ITIN, etc. With over 200+ products we will help to find the right loan for you.

Being pre-approved and pre-qualified are two separate things. A pre-qualification will take a few minutes and gives you a quick estimate of how much home you can afford. A pre-approval dives deeper into your finances and shows sellers you're a strong buyer. Being pre-approved means a lender has verified your income, assets, and liabilities and has approved you for a certain loan amount. A verified pre-approval will take less than 24-hours.

No! We work with all credit profiles. We can even work with 500+ credit scores. Our solutions are tailored to your goals and we will advise you on all of your options.

Yes! Every buyer’s situation is unique and sometimes it’s easier to just talk to someone. Please call John Jennings, NMLS # 575009, Direct:  304-208-4995.

That’s easy! We offer numerous solutions that will help you to buy your new house before you sell your old house. Just a few of the options include NAF Cash (buy your new home with a cash offer), NAF Bridge, NAF Jumbo, etc. NAF’s buy before you sell options allow borrowers who intend to rent out or sell their current home to exclude that mortgage payment from their DTI calculation — helping them qualify for more on their next purchase. The best approach depends on your financial situation, as each option has associated costs, risks, and benefits for transitioning between homes.